Or you can earn up to $200 for opening a Virtual Wallet Checking Pro. Opened account online Dec 2020. You can also follow instructions to open an account at a Wells Fargo branch. Kenneth Chavis IV is a senior wealth manager who provides comprehensive financial planning, investment management and tax planning services to business owners, equity compensated executives, engineers, medical doctors and entertainers. When I was finally able to get it fixed to do the DDs properly, they were slow to post at BotW and missed the deadline of starting DDs within 60 days. No one seems to know anything told didnt have positive balance that was not disclosed an did it in branch. (Debit card purchases, incoming ACHs, incoming and outgoing wire transfers, Chases bill pay, Chase QuickAccept deposits and Chase QuickDeposit are some transactions that count toward the five.). BMO Harris Bank N.A. This category only includes cookies that ensures basic functionalities and security features of the website. The Chase Private Client checking account has a $35 monthly maintenance fee if you dont keep at least $150,000 more in this account or in linked deposit accounts or investment accounts at Chase. Open a Wells Fargo Everyday Checking account through Wells Fargos checking offer website and provide your bonus code when you open your account. Their reviews hold us accountable for publishing high-quality and trustworthy content. Once set, the Premier Relationship Premium will not change during that statement cycle. Bank of the West is not affiliated with BNP Paribas. New members of Alliant Credit Union who open an Ultimate Opportunity Savings Account can earn $100 after a year by making monthly deposits of $100 or more for 12 consecutive months into that account. At this time, we only open accounts for individuals and businesses in these states. Offer is not available to existing Bank customers with an open consumer deposit account as of 05/31/21. Please be aware: The website you are about to enter is not operated by Bank of the West. Balances between $10,000 and $29,999 receive a $100 bonus. Bank of the West is not affiliated with BNP Paribas. The privacy and Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. The amount of your total qualifying direct deposits during the banks 25-day evaluation period, which starts after SoFi receives a direct deposit, will determine the bonus amount according to SoFi Banks website. Choose your state of legal residence. One checking account bonus is permitted per customer. Some purchases may not fall into the category where you might expect them to appear. Products and services are provided by BMO Harris Bank N.A. Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Heres our full, Bank & Trust Championship Review: $500 Bonus (AZ, IA, IL, WI, CO, NM), HSBC Premier $500 Checking Bonus (Available Online, Nationwide) Ends 2/15/23, First Class American Credit Union Checking Promotion: $50 Bonus (TX), Ballston Spa National Bank $240 Business Checking Bonus. Bank of the West makes no warranty as to the content or functionality of this website. Bank of the West Cash Back World Mastercard Get 3% cash back on dining, gas, and grocery purchases Get 1$ unlimited cash back on all other purchases Show More APPLY ONLINE Bank of the West Platinum Mastercard Get the enhanced security and other benefits of a Mastercard, plus a competitive rate A better rate than many standard credit cards The offer ends Dec. 31, 2023, at 11:59 p.m. Eastern. They want the perfect people. Your bonus will depend on your balance after youve had the account for 20 days. I copied & pasted their reason for the decline of my application: Thank you for applying for a(n) Premier Checking account. A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. To proceed to this website, select Continue, or Cancel to remain on the Bank of the West website. NMLS #401052 | Member FDIC | Equal Housing Lender, Whether you're looking for cash back rewards or a competitive interest rate, enjoy the benefits you're looking forwith a Bank of the West Mastercard. Reasonable efforts are made to maintain accurate information. To proceed to this website, select Continue, or Cancel to remain on the Bank of the West website. Watch out for sky-high minimum balance requirements and monthly fees that could eat into your earnings. But qualifying for multiple bonuses at the same time at the same bank usually isnt possible. Axos is headquartered in San Diego. On Balance Transfers for 12 Months then a variable APR, currently 19.49%-27.49%. M&T Bank is headquartered in Buffalo, New York. security policies of the site may differ from those practiced by Bank of the West. In Bankrates review of Marcus by Goldman Sachs banking products, it earned 4.1 out of 5 stars. They had no intent to approve applicants online but to simply scam folk, driven by the enticing allure of a healthy cash bonus promo! To get the bonus, you must: Offer code DNE100CIS is required to qualify for the bonus. Current Chase customers can earn $50, up to $500 per calendar year, for each friend who opens a qualifying checking or savings account. While they have generous checking bonuses, Bank of the West doesnt have great rates for CDs and Savings. Certain restrictions apply please see your Guide to Benefits for details.. Anytime you have balances of more than $250,000 at a Federal Deposit Insurance Corp. (FDIC) bank, make sure youre within FDIC limits and guidelines. However, all credit card information is presented without warranty. You can receive up to 40 referral bonus deposits (totaling $1,000) per calendar year. Thank you for supporting HustlerMoneyBlog. Uncertain economic times can drive many consumers to find novel ways to earn additional money. Balances between $50,000 and $99,999 receive a $250 bonus. 1994-2023 MasterCard. One family had troublequestions, delays getting account openpossibly due to Resident Alien status (1 person), not funding account at time of opening (1 person). BMO Harris Bank N.A. Chime is based in San Francisco and is a financial technology company, meaning it strictly operates online and partners with a bank to hold your deposits. Eligible merchants for the 3% bonus categories (2% additional Cash Back on top of the 1% Base Cash Back) include: groceries (representing grocery stores/supermarkets, freezer/meat provisioners, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). 1% base Cash Back for every $1 of net purchases. Chicago-based Alliant earned 4.6 out of 5 stars in Bankrates review. You also have the option to opt-out of these cookies. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Wells Fargo earned 3.5 out of 5 stars in Bankates review. Products and services are provided by BMO Harris Bank N.A. A $200 bonus can be earned for opening a Smart Money Account, with a minimum $4,000 required in certain direct deposits during the first 90 days. I received an invitation in the mail and came to your site (and BoWs) for more info. Citibank is offering up to $2,000 to customers who open a new checking account by April 4, 2023. After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back., 7Lower rates may be available for Wealth Management clients. Certain restrictions apply please see your Guide to Benefits for details.. Be in good standing at the time of payout. Offer available only to one individual residing at this address that received the mail piece with this checking offer. and now I am hearing comments from other people on other forums about NEVER receiving their bonuses more than 5 calendar months from opening their accts, though they fulfilled all required actions to receive it?!!!!!!!!! Chase is headquartered in New York. Making a minimum deposit of $75,000 and maintaining that minimum balance can earn you $1,000. Bank of the West $250 Checking Bonus *Expired*, Bank Of The West $150 Business Checking Bonus *Expired*, Huntington Bank Unlimited Plus Business Checking, Huntington Bank Unlimited Business Checking, You can compare this to several great entry level Checking accounts with offers include the, For more advanced features in a checking account, compare this offer to, Compare to some of the best business checking accounts such as, Enter your information into the referral form to receive your promo code, Share your promo code and link with your friends, Get $25 when your friend opens a qualifying checking account. Bank of the West has recently joined the BMO family. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. . Bank of the West has recently joined the BMO family. BancWest Insurance Agency is a trade name of BancWest Investment Services, Inc., a subsidiary of BMO Harris Bank N.A. In addition, the $200 bonus requires that you: The $100 bonus is for businesses incorporated before June 1, 2020. Receive a direct deposit of at least $500 within the first 90 days. Maintain an average ledger balance of at least $5,000 during all of the first three statement cycles. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. To receive the $25 Refer-a-Friend bonus: 1) Refer your family members and friends to open a new Bank of the West personal checking account with qualifying activities through the referral site or visit a local branch; 2) Referred candidate must be a new Bank of the West customer and open a new eligible personal checking account using the corresponding promo code to apply in branch or through the Refer-a-Friend offer page link; 3) After your referred friend or family member has opened a new Bank of the West personal checking account and has fulfilled the qualifying activities, the $25 referral bonus will be deposited to your primary Bank of the West checking account within 120 days. Users must first locate their Bank of the West Get My Card invitation number from their mail offer before starting the online application process: Visit www.bankofthewest.com/getmycard Enter your invitation code Enter your date of birth Enter your SSN Click the blue Confirm button Bank of the West is not affiliated with BNP Paribas. Your offers balance must be maintained for 60 days after the account has been open for 21 days. In Bankrates review of Citibanks full suite of products and offerings, it earned 4.5 out of 5 stars. *Compare Bank of the West Promotions to more bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more! Current Alliant members are ineligible for the offer. Maximum of six (6) $25 bonuses for a maximum total bonus of $150. Bank of the West is offering a $25 referral bonus when you refer a friend or family member to open a new qualifying checking account and complete certain requirements. *Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, member FINRA/SIPC, and SEC Registered Investment Adviser. Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. I opened a Bank of West account on October 1, 2018 and followed all the rules for the promotion and it is now January 6, 2019 no sign of the $150 bonus. Mastercard and the Mastercard Brand Mark are registered trademarks. Through April 19, 2023, Chase is offering a bonus on certain new checking accounts. After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back. Have incorporated your business after June 1, 2020. Also, see additional protections contained in your Bank of the West Credit Card Account Agreementregarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Bankrate has answers. BMO Harris Bank N.A. Necessary cookies are absolutely essential for the website to function properly. BMO Harris Bank N.A. TARIK KIZILKAYA/Getty Images; Photo Illustration by Bankrate. Current Axos customers have the opportunity to earn and give $50 for referring a friend to the Essential Checking account. Credit cards subject to credit approval. Through June 7, 2023, you can earn: These offers are valid only for residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia and Wisconsin. Bank of the West is a trade name used by BMO Harris Bank N.A. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. The coupon can be found on Chases website. In Bankrates review of TD Banks services and product offerings, it earned 3.7 out of 5 stars. Applicants must sign up on Citibanks website that details the offer. Insurance is provided by insurance carriers indicated in your Guide to Benefits. 1% base Cash Back for every $1 of net purchases. You also wont be eligible if youve redeemed a previous savings bonus at TD Bank. BMO Harris: up to $350 bonus . So while the bonus is great initially, you may be sacrificing the long-term return. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. The Premier Relationship Premium will be applied beginning the first business day of the statement cycle. But this compensation does not influence the information we publish, or the reviews that you see on this site. Cash bonuses also help financial institutions bring in new customers and new deposits. We may receive compensation if you apply through our links. The Premier Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. Earn an additional $100 when you open a Choice Money Market Savings account with a new Premier Checking account by 8/06/21. Qualifying direct deposits include payroll, pension, Social Security or other government payments. Matthew Goldberg is a consumer banking reporter at Bankrate. Also, since the deal ends on a specific date, it seems opening your account in October and funding at the end of October, will allow you to keep the $25K in, the least amount of time. www.bankofthewest.com/getmycard - Invitation Code To Apply Online Business Link by clipsit on Mar, 2020 - 0 Likes - 1 Share Consumers that were invited to apply for the Bank of the West Cash Back World Mastercard can apply online and get a quick response at www.bankofthewest.com/getmycard. Youll need a direct deposit to earn the bonus. security policies of the site may differ from those practiced by Bank of the West. Was told I need a promo code in order to get the bonus when opening a checking acct. At this time, we only open accounts for individuals and businesses in these states. Compare these bank bonus offers to find the best deal and check out other incentives, too, like the bonuses offered for opening a brokerage account. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Marcus by Goldman Sachs has its headquarters in New York. Earn 3% cash back on the things you buy most. Bank of the West is a trade name used by BMO Harris Bank N.A. Get ready to go with RV financing for new or used motorhomes, 5th wheels or travel trailers. Fixed annuities/insurance products are offered through BancWest Insurance Agency and/or BancWest Investment Services, Inc. in the states where we are licensed to do business. Not every bank account bonus is a good deal. At Bankrate we strive to help you make smarter financial decisions. The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Perhaps your bonus is still processing! The website you are about to enter is a BMO Harris Bank N.A. *Check back at this page for updated Bank of the West promotions, bonuses, and offers. Maintain a Bank of the West Premier Checking Account. BMO Harris earned a 3.7 overall rating out of 5 in Bankrates review. A form on the BMO Harris website must be completed to receive a promotional code, which is required to receive either bonus. Insurance is provided by insurance carriers indicated in your Guide to Benefits. While this list can be a helpful guide, please remember that purchases and transactions are submitted and categorized by the merchant. Bring in a referral form with your information. Youll need to deposit at least $2,000 from outside of Chase within 30 days of opening this Chase Business account and keep your account at that level for 60 days. Forgot to mention: I tried multiple ways of putting money into other peoples accounts. Use offer code (NEWBIZ200) when applying. To qualify for the bonus, your friend must: You can refer up to 10 friends per calendar year, meaning you could earn up to $500. Terms and conditions apply. Bankrate.com is an independent, advertising-supported publisher and comparison service. Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money. This site does not include all credit card companies or all card offers available in the marketplace. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. It was quite a learning experience. You can earn up to $200 for opening any personal checking account at M&T Bank from March 1, 2023 to May 31, 2023. Your checking account must be in open status and have a positive balance (greater than $0 balance) in order to receive the bonus. Advertiser Disclosure: Many of the credit card, cd, savings offers that appear on this site are from credit card companies from which HustlerMoneyBlog.com receives compensation. No annual fee, earn 3% cash back on groceries, dining and gas purchasesfootnote6 and unlimited 1% cash back on all other qualified purchases. The $600 promo is only available to specific people that received the mailer. You can earn $50 by getting a Virtual Wallet. Bankrate follows a strict editorial policy, This site does not include all credit card companies or all card offers available in the marketplace. NMLS #401052 | Member FDIC | Equal Housing Lender. What are index funds and how do they work? After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back on gas purchases. Huntington is based in Columbus, Ohio. 1Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). The privacy and The website you are about to enter is a BMO Harris Bank N.A. A $200 bonus applies to the Smart Advantage Account and requires a minimum $4,000 in direct deposits within the first 90 days. Got the $250 bonus in April. Bank of the West has recently joined the BMO family. Apply for a new, qualifying consumer checking account with a promotion code between 07/11/2022 and 9/30/2022the account must be opened by 10/14/2022. TD Bank has its headquarters in Cherry Hill, New Jersey. Our editorial team does not receive direct compensation from our advertisers. How much should you contribute to your 401(k)? Balances between $100,000 and $199,999 receive a $500 bonus. Your email address will not be published. Refer to the Bank of the West Premier Program disclosure for details. Only customers who havent had a Marcus savings account or a CD in the last one-year period are eligible to be referred. . For both parties to qualify for the bonus, the referred person must: If the terms are met, both parties will receive $100. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access The application process was very suspect while I was filling it out online Never at any time, was I asked to upload ANY documents to validate my identity UNLIKE EVERY OTHER BANK OR FINANCIAL INSTITUTION that takes online applications!! Which certificate of deposit account is best? it shows up on google search for bank of the west. Customers can earn up to $5 a month ($60 a year) by depositing at least $200 each month for a year in a new Savings Builder account. To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid. New Discover Bank savings customers can earn up to $200 by depositing $25,000 or more into a new savings account. Wells Fargo has its headquarters in San Francisco. I tried to do DDs for all from my business account, but there were snafus galore on my end. Bank of the West is a trade name used by BMO Harris Bank N.A. Confidential account and personal information will not be shared to the program referring customer or referred friend or family member. New checking customers can earn $200 at Wells Fargo. For the best experience, we encourage you to use Internet Explorer 9 (IE9) or higher. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. One deposit per statement = $0 monthly service charge.footnote2, Opening deposit can be any amount ($0.01 or more), Saving is easy with our interest-bearing savings account that offers a low opening minimum deposit. We can then give you information about the products and services available in your area. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. The experimental ones to another person went AWOL for a few days and seem to have been manually credited asa Credit, not a DD, so they didnt count. (Funds from Huntington CDs are eligible for these offers when they mature.). To qualify for the bonus, funds must be deposited within 20 days after opening the account. Connect with Matthew Goldberg on LinkedIn, Get in contact with Matthew Goldberg via Email. You have money questions. Business owners with a business established prior to June 1, 2020, are eligible for a $100 bonus for opening either business checking account. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. Bank of the West is a trade name used by BMO Harris Bank N.A. The bonus your friend receives depends on the type of account she opens and whether she completes the qualifying activities outlined in the bonus. Weve maintained this reputation for over four decades by demystifying the financial decision-making REFER25 must be entered as the promo code. To qualify for the bonus, your friend must: If all requirements are met, both parties will receive $50 in their bank accounts. Copyright 2006-2015 HustlerMoneyBlog. It earned 4.0 out of 5 stars in Bankrates full review of its products and services. The privacy and Opening a new PNC business checking account, business checking plus account, analysis business checking account or treasury enterprise plan can help your business earn a bonus. Youll earn $200 by opening a Virtual Wallet with a Performance Spend account. Qualifying checking accounts are consumer checking accounts, excluding UCB Student Checking and Bank of the West Premier Checking accounts. Home equity line of credit (HELOC) calculator. NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January. If opening your new account(s) at a branch, bring the mailer containing the promo code with you. Easily open a checking account online in about 5 minutes. Earn Premier Relationship Premium Interest Rates when linked to a Bank of the West Premier Checking account.footnote5,footnote6,footnote8. Please enable it and reload this page. Bank of the West promotions, bonuses, and offers can be found updated here. Or am I missing something? can you pls update the bank of the west logo. Make the aggregate deposits needed within 60 days of account opening and keep the account open for at least 90 days. PNC Bank: up to $400. Matthew has been in financial services for more than a decade, in banking and insurance. Does a bank transfer from another bank thats not affiliated qualify as a deposit for this promotion? Other important information about this offer: Citibank is based in New York. DO NOT I Repeat, DO NOT waste your time and energy allowing them to even soft pull your credit profile from the major bureaus AND Chex Systems(consumer credit reporting agency), its a way of simply obtaining your personal info for this bank to do God knows what with!! Open a Bank Account Online Quickly find a bank account that's right for you and open online in about 5 minutes. Bank of the West does not endorse the content of this website and makes no warranty as to the accuracy of content or functionality of this website. Sign up for a Bankrate account to read insights, analysis and bank reviews from our team of banking experts. This bank is CLEARLY hoodwinking folk out of their personal info!! All of our content is authored by This website uses cookies to improve your experience. All Rights Reserved. Some banks pull the money the night a Bill Pay check gets cut, so the funds are guaranteed; BotW treats it as a regular check, so if the funds arent there when the check clears, it will bounce and you get a NSF fee. TD Bank customers can earn and give $50 when they refer a friend to a TD Bank personal checking account. Bank will classify bonus as interest paid to the checking account. BMO Harris earned 3.7 out of 5 stars in Bankrates review. The standard interest rate plus the Premier Relationship Premium interest rate equals the Premier Relationship Interest Rate. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. Open a Premier Checking account or both a Premier Checking and Choice Money Market Savings account to earn a generous $600 bonus. With this, he is committed to passing on this knowledge and skills to our readers. We maintain a firewall between our advertisers and our editorial team. While we adhere to strict Bank of the West does not endorse the content of this website and makes no warranty as to the accuracy of content or functionality of this website. New SoFi Bank customers can earn up to $250 by opening a Checking and Savings account. Its much easier to quantify the bonus than it is to raise the rate on what youre paying out on deposits, says Greg McBride, CFA, Bankrate chief financial analyst. $400 for opening a Perks Checking account and making cumulative deposits of at least $1,000 within 90 days of the account opening. And with online banking becoming more popular and convenient, look for a bank or credit union that offers a solid set of digital tools. Apply Now Pricing terms and conditions Resources Credit Card Agreements Rates and Fees Guide to Benefits and its various affiliates and subsidiaries are not tax or legal advisors. Plus, unlimited 1% cash back on everything else. Products and services are provided by BMO Harris Bank N.A. 2022 We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Many of the card offers that appear on this site are from companies from which we receive compensation. Consumers who dont have a BMO Harris checking account are eligible to earn a $200 to $350 bonus by opening a Smart Advantage Account, Smart Money Account or Premier Account. If you do not qualify for a Premier Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle., 6Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). Note: Bank of the West has branches only in the states listed in the drop-down. Balances at $1,000,000 or more receive a $5,000 bonus. All direct deposits must go to the new checking account. Make an opening deposit ($25 opening deposit for the Advantage SafeBalance Banking account and $100 opening deposit for the others). These cookies do not store any personal information. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Banks are particularly inclined to offer bonuses in a rising interest rate environment, when the spread between the interest rate they offer customers for deposits versus the interest rate they can get by lending money widens. Youll need to have qualifying direct deposits totaling at least $2,000 for either account offer. The maximum amount on deposit cannot exceed $1 million in an account and each account owner cant have more than $3 million. Ask your banker for details., 2Deposits include direct deposit, mobile deposit, ATM deposit or in branch deposit of any amount. Take advantage of competitive rates and flexible financing options for new and used vehicles. A deposit of at least $10,000 from funds outside of TD Bank is required into a new TD Signature Savings or Simple savings account and a balance of $10,000 or more must be maintained for 90 days to earn this bonus. Maintain a minimum daily balance of at least $5,000, Maintain an average monthly combined balance of $15,000 in linked Business Money Market, Savings, or CD accounts, Have a Bank of the West Merchant Services account8 linked to your Classic Business Checking account, Have a Bank of the West Business Credit Card account with the same primary owner as your Classic Business Checking account, Maintain a minimum daily balance of at least $25,000, Maintain an average monthly combined balance of $50,000 in linked Business Money Market, Savings, or CD accounts, Set up Auto-Save with an automatic recurring monthly transfer of $100 or more from any Bank of the West business checking account, Maintain an average monthly balance of $500 or more.
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